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If you have questions, professional inquiries, collaboration proposals, or just want to share your thoughts on Singapore life, engineering, or family experiences abroad, feel free to reach out.

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Email: linkhubjin@gmail.com

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The Honest Breakdown of My Monthly Cost of Living in Singapore as a Family of Four (2026 Reality)

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When people consider a job offer in Singapore, they tend to focus on the gross salary and the low tax rates, exactly the numbers I broke down in my post about filing income tax here as a foreigner . Those numbers look genuinely great on paper. But running an actual four-person household here, with a spouse and two young kids, turns that clean spreadsheet math into something a lot messier month to month. I keep a rough running tally in a notebook, mostly out of habit from work, and pulling it out last quarter to actually add everything up was a bit of a reality check even for me. The real cost of living here has climbed noticeably over the past few years, mostly driven by housing and the fact that foreigners get none of the local subsidies built into daily life. Here's an honest, itemized look at what our monthly household expenses actually looked like last quarter. The Three Costs That Set Everything Else For any expat family, three fixed costs basically dictate how much breathing...
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What Nobody Tells You About Preschool Hunting in Singapore

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What I Learned After Filing My Income Tax in Singapore as a Foreign Professional (2026 Experience)

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Working in Singapore as an Employment Pass holder gets sold as a financial win before you even arrive — low tax rates, world-class infrastructure, the whole pitch. And honestly, a lot of that pitch is true. But after going through another tax filing season here, I've come to see the math a little differently than I did when I first moved. I remember sitting with the IRAS portal open my first year, genuinely pleased with how low the numbers looked, before I understood what wasn't being subtracted from anywhere. The headline tax rates really do look friendly at first glance. What nobody mentions upfront is that Singaporean citizens and permanent residents get access to a wide range of deductions and rebates that non-citizens simply don't qualify for. You end up paying something closer to the raw, unfiltered rate while managing a household budget that has none of the local subsidies built in. It's a very different experience once you're actually filing than the recrui...
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